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The Easy Financing process at Cardohh is simple: Start by submitting a quick pre-approval application. We’ll review your application with our network of lenders. Once you’re approved, they’ll help you choose the perfect vehicle, finance offer, and payment plan that suits your needs—no matter your credit score. Get pre-approved in seconds by clicking here.
Financial institutions consider four key factors:
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The amount you can finance depends on the vehicle’s value, which is determined by the Canadian Black Book. Banks in Canada use this value to decide how much they’ll lend. Get pre-approved in seconds by clicking here.
Absolutely! Over 70% of our approvals are for Canadians with less-than-perfect credit. Get pre-approved in seconds by clicking here.
We offer Personalized Financing Plans tailored to your financial situation. Whether you have excellent credit or are working to improve it, our experts will find the best loan options for you with competitive rates and flexible terms.
Absolutely! Refinancing is possible by securing a new approval with a lower interest rate. Once approved, a new lender would pay off your existing loan in full, and you’d move forward with the new loan terms. However, if you carried over negative equity from your original loan or if your loan exceeds the car’s book value, you might need to provide a down payment. Get pre-approved in seconds by clicking here.
The interest rate is the cost charged by a lender for borrowing money. In Canada, interest rates can vary from 0% to 24% based on your credit profile. If a lender perceives the loan as higher risk, they may charge a higher rate. Maintaining a strong credit profile can help you secure better rates. Get pre-approved in seconds by clicking here.
APR, or Annual Percentage Rate, reflects the total cost of financing your auto loan. For instance, if you financed a $10,000 car over 5 years with a 10% interest rate, your total borrowing cost would amount to $2,748.23. This brings your total payment to $12,748.23 for the car. Unlike mortgages, auto loans do not front-load interest, ensuring a balanced repayment schedule. Get pre-approved in seconds by clicking here.
Apply for pre-approval now—it’s quick, easy, and completely free! Experience the seamless process at Cardohh and get on the fast track to driving your ideal vehicle. Why wait? Start your application today!
Stay in touch to keep up with new promotion, industry trends and or news on car financing.